Security & trust
Controls first. Money second.
Pure//Pay is built around the idea that no payment should move without the right people, the right approvals, and a complete record of who did what.
Two-factor authentication
Authenticator-app 2FA with one-time recovery codes on every account.
Role-based access
Granular roles for owners, admins, approvers, payers, viewers, accountants, and firm staff.
Segregation of duties
Enforce that the person who creates a payable can't approve it — and that neither can be the one who pays it — by amount thresholds.
Encrypted bank details
Bank account numbers are encrypted at rest; only the last four digits are ever displayed. Full details are transmitted securely to our payment processor.
Session controls
See every active session and sign-in, revoke devices remotely, and automatically sign out other sessions on password change.
Complete audit trail
Every action — by staff, accountants, and vendors — is logged with actor, timestamp, and object history.
Bank-change safeguards
When a vendor changes their bank details, admins are alerted and payments can be held until the change is reviewed.
Verified money movement
Every business completes identity and business verification (KYC/KYB) with our payment partner before funds can move.
How money moves
Our payment partner
Pure//Pay is a software platform and is not a bank. Banking and ACH payment services are provided by Moov Financial, Inc. and its partner financial institutions. Each business on Pure//Pay is directly onboarded and verified with Moov, holds its own business wallet, and funds are never pooled across customers. Availability of funds and settlement times are subject to the ACH network and applicable bank processing schedules and cut-off times.
Questions about our security practices? Email support@purepay.online.